Questions about ShiftWallet

ShiftWallet works out what each shift should pay, with your night premium, overtime and holiday rates, so you can hold it up against what you were actually paid. It runs on iPhone, iPad and Apple Watch only. I'm Jan Daniel Naftanaila and I build it on my own. It's free to start, with an optional Pro upgrade.

Who is it for?

People whose pay changes from shift to shift: nights with a premium, overtime, public holidays, breaks that may or may not be paid. Nurses, warehouse staff, hospitality, security, care and retail workers, and people on zero-hours or agency contracts. If you work the same days every week at one flat rate, a spreadsheet will probably do.

What devices does it run on?

iPhone and iPad with iOS 17 or later. The Apple Watch app (watchOS 10) lets you clock in and out from your wrist and keep the running shift on your watch face. There are Home Screen and Lock Screen widgets, a Live Activity on the Lock Screen and in the Dynamic Island, and you can say "Clock in with ShiftWallet" to Siri. There's no Android and no web version.

What exactly is free, and what is Pro?

The free version is meant to be enough on its own for one job. You can clock in with one tap and see the shift and what you've earned so far on the Lock Screen, or add shifts afterwards, past ones included. A shift that ends after midnight goes onto the next day by itself. Breaks can be paid or unpaid, and a raise added with its start date doesn't change the shifts before it.

Your country's standard rules for the US, the UK, Spain or Germany are free, and you can switch the night premium and overtime on or off. Public holidays get their own rate, applied only to the hours that fall on the holiday. There's a rolled-up holiday pay percentage for the 12.07% used in Great Britain, and tips and bonuses go in as separate amounts. Exporting to CSV is free, and so are one full paycheck check, the widgets and the Apple Watch app.

The reminders are free too: when overtime starts, when you forgot to clock out, the day before payday and when you arrive at work. If you switch it on, the app can also clock you in when your phone joins the work Wi-Fi, as long as the app is open.

Pro is for contracts the standard rules don't fit. You can add as many jobs as you have, each with its own rate, and set your own rules. A night premium can be a percentage, a flat amount per hour or a set hourly rate, inside a window you choose. Overtime can start at your own threshold with your own multiplier, come in weekly tiers, or cover whole days from the Nth day you work in a week. You can also add rules by day and time, like a Sunday rate, and allowances.

Pro also makes paycheck checks unlimited and adds the tax estimate for the US, the UK, Spain and Germany (the German net pay figure on the Dashboard is free, the payslip-style breakdown is Pro). Exports go beyond CSV to PDF timesheets, Excel files and a full JSON backup. The rest is smaller: detailed charts, a weekly schedule that logs repeating shifts for you, and the AI payslip scanner and chat.

I don't put prices on this site. They're on the App Store page for your country, and that's the one place they're always current.

How do the country rules work?

• United States. Overtime at 1.5 after 40 hours in a Sunday to Saturday week. A 10% night premium from 11pm to 7am and a 1.5 rate on federal holidays, both off until you turn them on. A 30 minute unpaid break by default.
• United Kingdom. No overtime, no night premium and no holiday premium to start with, because UK law doesn't require any of them. You can switch on a 25% night premium from 11pm to 6am. A 20 minute unpaid break by default, and the bank holidays for England and Wales.
• Spain. A 25% night premium from 10pm to 6am, which is a typical figure (the real one is set by your collective agreement), a 15 minute break counted as paid, and national holidays at double pay.
• Germany. A 25% night premium from 11pm to 6am is a free switch, and the nine nationwide public holidays are built in, plus your state's once you pick it. When you set up a job, the template for the night, Sunday and holiday premiums that § 3b lets employers pay tax free is already picked: nights from 8pm to 6am at +25%, Sundays at +50% and public holidays at +125%. On the Dashboard you see an estimate of your net pay for free.
• Anywhere else. A blank Custom setup: no premiums switched on, no holiday list and a 30 minute unpaid break by default. For free you can switch on a 25% night premium from 10pm to 6am and add your own public holidays with their rate. Your own night window, percentage and overtime rules need Pro.

In the UK and in Custom, setting up your first job also offers overtime at 1.5 after 40 hours a week as a free switch, for contracts that pay it. The country and currency apply to the whole app rather than to each job, so you can't have one job under UK rules and another under US rules at the same time. ShiftWallet supports 41 currencies.

What does the tax estimate cover?

It's rough, and apart from the German net pay figure it's a Pro feature. In the US it's federal income tax as a single filer plus Social Security and Medicare, with 2024 tables. In the UK it's Income Tax and National Insurance with the standard tax code and 2024/25 tables, without Scottish rates. In Spain it's IRPF plus Social Security, or the self-employed RETA. In those three it doesn't know about pensions, student loans, benefits or your own withholding choices. Anywhere else you can type a flat percentage.

Germany has its own estimate. It works out wage tax, solidarity surcharge and church tax with the official 2026 formula from the Federal Ministry of Finance, plus your 2026 social security contributions, from your tax class, child allowances, federal state and health insurer, Minijobs and Midijobs included. Night, Sunday and holiday premiums that are tax free under § 3b are kept out of the wage tax and social security it works out, up to their limits, so the estimate doesn't tax them. You see the estimated net pay on the Dashboard for free, and the payslip-style breakdown is Pro. It assumes a normal monthly payroll and public health insurance, so it doesn't work if you're privately insured.

On r/nursing, a med-surg nurse said this to someone who had built a shift pay app:

"Doesn't look like yours accounts for taxes (state, fed, SSA, so on) or pre and post tax deductions. I can calculate gross pay without an app."

r/nursing, February 2026

ShiftWallet has the same gap for US state tax and pre-tax deductions. That's why the paycheck check works best with the gross figure.

How does the paycheck check work?

You type in what you were paid for a period and ShiftWallet puts it next to the total of your logged shifts for the same dates. With the gross from your payslip or pay stub, a gap of up to 1%, or up to one unit of currency, still counts as a match. If you only type in your take-home pay, it compares it with an estimate and never tells you you've been underpaid, because a net figure can't show that. The check also knows your pay calendar (cut-off dates, and premiums paid a period later) and tells you what could explain a difference before you raise it. You can also mark shifts as paid and see what you're still owed. The first full check is free. You can type the figures in yourself or, with Pro, scan the payslip.

Does it apply the FLSA regular rate in the US?

Yes, since version 2.4. Federal law puts a night differential into the regular rate before overtime is calculated, and ShiftWallet now does US overtime that way, with night and other premiums included. If your paycheck pays overtime on your base rate instead, the paycheck check shows it as a mismatch. In the night nurse example in the guide, 48 hours at $40 with night and weekend differentials, that mistake is worth $23 in one week. The calculator on this site does the same sum without the app.

Does it keep track of my holiday in the UK?

Partly. It adds a rolled-up holiday pay percentage to every hour, and you can log the time off you take. To work out the holiday you build up at 12.07% in one pay period, use the holiday pay calculator.

Do I need an account?

No. You can start without one and your shifts are still backed up, so you don't lose them if you change phones. You can sign in with Apple, Google or email whenever you like.

Can I use it as proof of my hours?

It's your own record, and a good one if you clock in as you go. Live clock-ins save the time and, if you allow it, your location at clock-in, and shifts typed in later are marked Manual. You can also export a dated proof of hours, as a CSV for free or as a PDF with Pro. For each shift it says how it was logged (clocked in live, typed in later, brought in from your schedule or clocked in with an earlier time) and when, and it lists every change and deletion made afterwards, a history the app doesn't let you delete. A SHA-256 fingerprint ties the PDF to the CSV, and your clock-in location only goes in if you ask for it. It isn't signed, though, and it doesn't replace your employer's records. The guide to keeping your own record of hours goes through what makes a record useful.

What languages is it in?

The app is in English, Spanish, German, French, Dutch and Swedish. This website is in English, Spanish and German.

How do I contact you?

Through the support page, or by email to jan@digitalnafta.com. The privacy policy and the terms are on this site too. If you're still deciding, the comparison page says when another app is the better pick.